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You have many choices when it comes to homeowners insurance, but Mercury is the smart and best choice with affordable rates, first-class coverages and great. K subscribers in the FirstTimeHomeBuyer community. The ultimate subreddit for everything a first time home buyer NEEDS to know. Offers the highest level of coverage, protecting against all perils except those specifically excluded. Both the dwelling and personal property enjoy. Buying, setting up, and servicing your homeowners policy is easy. · Get a Quote · Policy Service and Claims. One way to save on homeowners insurance, is by going with a company that offer discounts for bundling. At Liberty Mutual, new customers who switched and bundled.